Free even if you never finance a load

The operating system
for trucking.

Movik replaces the dozen apps this industry still runs on, for the people who move freight, and the people who pay for it.

movik.us/dashboard

Advanced this month

$162,751

+12.4%

Needs Attention

Rate con readLD-40218 ready to price
Advance sent$2,940 · same-day ACH
POD uploadedLD-40196 · Dallas, TX
Pre-pickup financing

Cash from the rate confirmation, not 45 days after delivery.

Take part of the load before you pick it up. Same-day ACH to a Plaid-verified account, the fee shown before you accept, and no reserve of yours parked with us.

  • Priced per load from the broker’s credit and their real days-to-pay.
  • Two disbursements: part before pickup, the rest when the POD clears.
  • Per-load decision — finance this one, just invoice the next.
Load LD-40218 · Chicago, IL → Dallas, TX

Rate confirmation

$4,200.00

Before pickup
Advance today
$2,940.00
On delivery (POD)
$1,092.00
Fee · tier B
$168.00
You keep
$4,032.00

No reserve held back · same-day ACH

QuickPay for brokers

Pay your carriers same-day without putting up a dollar.

Offer QuickPay under your own brand. Your carriers choose their speed load by load, we provide the capital and do the collecting, and you earn a rebate on the volume.

  • Same-day, 7-day or 15-day — the carrier picks, you never quote a fee.
  • No capital, no credit risk and nothing new for your team to run.
  • Rebate paid monthly, within 15 business days of month-end.
QuickPay · offered under your brand

Your carrier chooses the speed

Same day3.0%$4,074
7 days1.8%$4,124
15 days1.0%$4,158
Your rebate on this load+$21.00

We provide the capital and do the collecting. You never quote a fee.

Free invoicing and collections

Send the invoice once. We do the chasing.

Invoices go out against the load with the paperwork attached, and we follow them up with the broker. You watch the status instead of the phone.

  • Notice of assignment sent and tracked per debtor.
  • PDF and Excel exports with 50 fields, for your bookkeeper.
  • Free whether or not the invoice is financed.
Invoices · we chase them, not you
Coyote LogisticsINV-2291$3,850Paid
TQLINV-2290$2,410Collecting
RXOINV-2288$5,100Sent
LandstarINV-2284$1,960Paid
Outstanding$7,510.00
Broker credit and FMCSA

Find out who is paying before you commit a truck.

TransCredit and CreditSafe files, live FMCSA authority and safety, and the broker's actual payment history with carriers on the platform — on the load screen, before you accept.

  • Authority, insurance and safety rating pulled live from FMCSA.
  • Middesk and Veriff verify your side; Plaid verifies the bank.
  • The days-to-pay you see is measured, not quoted.
Broker check · run before you commit a truck

Coyote Logistics LLC

MC 458382 · DOT 1234567

Clear to haul

TransCredit

92

Low risk

Actual days to pay

28

vs 45 on contract

  • FMCSA authority active
  • CreditSafe file on record
  • No payment disputes in 12 months
Financial calendar

What lands, and when it actually lands.

Not the terms on the contract — the real dates, from each broker's payment history, with your bank transactions alongside so the month reconciles itself.

  • Expected receipts dated per broker, per load.
  • Bank activity through Plaid, matched against what was due.
  • The gap between promised terms and actual behaviour, in one view.
Financial calendar · what actually lands

March

Expected $25,000

Dated from each broker's real payment history, not their stated terms.

Route planner

Plan the lane in English or Spanish.

Stops, distance, drive time and a fuel estimate, with National Weather Service alerts on the corridor you are actually driving.

  • Truck stops and fuel prices along the route.
  • Severe-weather alerts on the lane, not the state.
  • Bilingual throughout — the whole platform is.
Route planner · Chicago, IL → Dallas, TX

Chicago, IL

Pickup · Mon 06:00

Springfield, MO

Fuel stop · $3.42/gal

Dallas, TX

Delivery · Tue 16:30

Severe thunderstorm watch on I-44 near Rolla, MO — until 22:00 CT.National Weather Service

Distance

967 mi

Drive time

14h 20m

Fuel est.

$486

Fleet management

Trucks, drivers and documents in one register.

Equipment, the people driving it, cargo details and every certificate attached where it belongs — so the insurance expiry is a reminder, not a roadside surprise.

  • Per-unit records with driver assignment and cargo history.
  • Documents attached to the truck, the driver or the load.
  • Multi-seat organizations with per-role access.
Fleet · trucks, drivers, documents
Unit 104M. AlvarezOn load
Unit 118D. OkoroAvailable
Unit 122UnassignedIn service

Unit 122 insurance certificate expires in 12 days.

Document repository

Every document the company keeps, not scattered across inboxes.

Agreements, tax forms, authority letters and insurance certificates in one place, with the whole organization able to find them instead of asking whoever signed it.

  • Upload anything up to 50MB — no per-file charge.
  • Shared across the organization, with per-role access.
  • Separate from load and truck files, which stay on their record.
Documents · everything the company keeps
W-9 — 2026.pdf84 KB · Feb 3
Certificate of insurance.pdf1.2 MB · Jan 28
Operating authority — MC.pdf310 KB · Jan 12
Signed factoring agreement.pdf640 KB · Dec 9
Fuel cardsComming Soon

Fuel cards with controls that match the load.

Not available yet — in build for Comming Soon. Per-driver spend caps, merchant categories locked to fuel, and receipts matched against the load they belong to.

  • Daily and per-transaction limits, set per driver.
  • Discounts at the network, settled into the same account.
  • Spend reconciled against the load, not a separate statement.
Fleet cards · Comming Soon
Movik Fleet

•••• •••• •••• 4218

UNIT 104 · M. ALVAREZ

Fuel onlyMerchant category locked
$450 per dayPer-driver spend cap
Receipt requiredMatched to the load
Who it’s for

The same rails, a different problem

You invoiced $20,000 this week. How much did you really keep?

Your factor pays you after you deliver, holds part of your money in reserve, and buries fees you never see coming. We pay you before pickup, you choose how you get paid load by load, and you see every number.

  • Need cash before you load? We advance part of the load from the rate confirmation.
  • Just delivered? We buy the invoice and fund it against the POD.
  • Cash is fine, but hate chasing payment? We collect it for you.
  • $15/ACH × 8 loads/week × 52 weeks ≈ $5,760/year — the small fees are the quiet ones.

Keep your carriers loyal with liquidity, not a lower rate.

Your carriers leave for whoever pays them faster. Offer QuickPay under your own brand — they get paid same-day, you earn a rebate on every load. You put up no capital and take on no risk.

  • We provide the capital and we do the collecting — nothing new for your team to run.
  • Your carriers pick their speed: same-day, 7 days or 15 days. You never quote a fee.
  • Rebate paid monthly, within 15 business days of month-end.
  • Stop losing loads to brokers who already offer it.

Give your fleet a payment option you don’t have to underwrite.

Bring your carriers onto Movik and they choose how each load is funded. You keep the relationship, we handle the capital, the paperwork and the collection.

  • One account, many trucks — multi-seat organizations with per-role access.
  • Broker credit and FMCSA authority checked before you commit a truck.
  • Financial calendar shows what actually lands, and when.
  • Referral residual on the volume you bring.
How it works

Rate confirmation to cash, in four steps

Two disbursements per load: part before pickup, the rest when the POD clears.

  1. Send the rate confirmation

    Upload it and the broker, lane, dates and amount come back filled in. No re-typing what is already on the page.

  2. See the price before you accept

    The pricing engine shows the tier, the fee and the net — up front, per load. Nothing is discovered later.

  3. Take the advance

    Part of the load is funded from the rate confirmation, before pickup, by same-day ACH to a Plaid-verified account.

  4. Deliver, then get the rest

    Upload the POD and the remainder is released. We collect from the broker so you do not have to chase it.

The math your factor doesn’t show you

The small fees are the quiet ones

A per-transfer charge looks like nothing on one load. Here it is on a working week.

$5,760
A year in ACH charges alone$15 per transfer × 8 loads a week × 52 weeks. The down payment on your second truck.
$0
Reserve we hold backYour money is not parked with us.
Same day
ACH to a verified accountAdvance on the rate con, remainder on the POD.
Side by side

Movik against a traditional factor

What you actually getMovikTraditional factor
When you get paidBefore pickup, from the rate conAfter delivery, once they audit
Reserve held backMoney of yours they keep until the broker settlesNot includedIncluded
Fee visible before you acceptIncludedNot included
Per-ACH chargeNone≈ $15 per transfer
Long-term contractNot includedIncluded
Choose per loadFinance this one, just collect the nextIncludedNot included
Broker credit + FMCSA built inIncludedNot included
Costs anything if you never financeFreen/a
Based on the terms carriers most often bring us from their current factor.
Coming soon

What we’re building next

Not available yet. Listed so you know where the platform is going, with the dates we are working to.

Healthcare

Group-rate medical, dental and vision.

Q3 2026

IFTA reporting

Quarterly filings from your own mileage.

Q3 2026

Insurance

Cargo, liability and physical damage.

Q4 2026

Load scheduling

Assign trucks against booked freight.

Q4 2026
FAQ

The questions we get asked first

Start free. Finance when you want to.

Set up in a few minutes. The platform costs nothing, and you decide load by load whether to take an advance.