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Freight finance and operations blog

Practical writing on getting paid, factoring, broker credit and FMCSA compliance for owner-operators and small fleets.

Start here: Freight Factoring for Owner-Operators: A Practical Guide

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  • Ink illustration of a carrier looking at an invoice stamped past due thirty days, beside four escalation steps: contact the broker, review your contract and documents, follow up in writing, and consider collection or legal options

    Broker Hasn't Paid in 30 Days: What to Do

  • Ink illustration of a tractor-trailer beside a cost per mile worksheet breaking out fuel, maintenance, insurance, tires, permits and tolls into a total per mile, with a calculator on the desk

    Cost Per Mile: A Worked Example for One Truck

  • Ink illustration of a freight invoice showing the load amount, the factoring fee deducted, and the net received, with the invoice passing to a factoring company

    How Much Does Freight Factoring Cost?

  • Ink illustration of the MC number timeline: application submitted, FMCSA review and processing, a typical wait, then the authority active, with a branch showing that additional review can extend it

    How Long Does It Take to Get an MC Number?

  • Ink illustration of a carrier reading a broker credit score on a laptop, with the factors behind it listed alongside: payment history, credit utilisation, industry experience and financial stability

    How to Read a Broker Credit Score

  • Ink illustration of a carrier studying a clipboard where a load passes from Broker A down to Broker B, a magnifying glass revealing a third party in the chain, with a warning symbol and a trailer on the road

    Double Brokering: Spot It Before You Haul

  • Ink illustration of a carrier facing a not booked screen while a broker holds up a hand, beside a clipboard listing why brokers decline: insurance issues, missing documents, no authority history, safety rating and limited experience

    New Authority: Why Brokers Won't Book You

  • Ink illustration comparing recourse and non-recourse factoring side by side, each with its own agreement: under recourse you remain liable if the customer does not pay, under non-recourse you do not

    Recourse vs Non-Recourse: Plain English

  • Ink illustration of a carrier holding a freight invoice stamped rejected for missing information, beside a list of common rejection reasons and a checklist of fixes

    Why Freight Invoices Get Rejected (And the Fix)

  • Ink illustration of an invoice forming a bridge across a gap, cash crossing it to a factoring company and on to fuel and the next load, beside a checklist of fees, advance rate, reserve, recourse and contract terms

    Freight Factoring for Owner-Operators: A Practical Guide

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